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Financial Planning

Comprehensive Financial Planning can be a complex and time consuming undertaking.  However, it is necessary to insure success in your financial health. We can make this process easier and help you reach your goals by providing the following services:

• Retirement Accumulation Planning (Pre-retirement)
• Retirement Income Analysis (Post-retirement)
• Education Funding Strategies
• Cash Flow Analysis• Develop and Review Your Estate Plan
• Establish a Charitable Giving Program


Investment Advisory

We can help you develop investment strategies and disciplines, by providing risk tolerance and suitability analysis. These stepping stones will help determine your goals, outline the best options that fit your needs and help you achieve success even with volatile market conditions. We can provide assistance with:

• Asset Allocation
• Money Manager Selection
• Asset Management
• Performance Reporting
• IRA Rollover
• Account Consolidation

Limited Engagement

This service is designed to help you with short-term planning and is provided on an hourly fee basis.

• Financial Tune-ups

Risk Management

As independent agents, we offer insurance coverage including:

•Life Insurance
•Disability Income Insurance
•Long Term Care Insurance
•Individual Health Savings Plans (HSA

We are able to use an extensive selection of carriers that utilize competitive underwriting, classifications and case management to provide you the most competitive and cost effective solution. We will also provide a review of your existing coverage to determine whether your coverage is adequate to insure for your family's protection.


Employer-Sponsored Retirement Plans
401k, 403(b), Simple IRA, SEP

Providing a cost effect Retirement Plan is an important part of your employee benefit package. We are available to help your Company: 

• Review options and establish a cost conscience plan that is custom tailored to your specifics needs
• Determine if your existing plan fees are competitive and reasonable.
• Review the investment options within the plan and provide recommendations.
• Encourage participation in the plan by conducting educational meetings.

Group Health Insurance

When selecting health insurance, it is important to find a health plan that best fits your business needs. We will help your Company sort through the options, find the most cost effective solution and provide the benefits that employees desire.